Using ComPsych To Pay For Addiction Treatment

ComPsych is the world’s largest provider of Employee Assistance Programs (EAP). They service about 56,000 organizations and 127 million individuals throughout 190 countries. ComPsych was founded in 1984 and focuses on providing the highest quality services possible. They offer services that aim to address the problems of employees so that employers can maximize productivity. Basically, they prevent problems from occurring that may interfere with work by offering specific resources.

What Is An EAP?

An employee assistance program (EAP) is made to help improve productivity within a certain company by preventing employees from experiencing burnout, mental health issues, substance abuse, and more. An EAP is a free program that is paid for by an employer, and offer a broad range of services that may include:

  • Substance abuse and mental health counseling
  • Financial or legal problem assistance
  • Financial coaching
  • Personal training

There are many different types of EAPs, including:

  • In-house or internal programs
  • External programs
  • Blended programs
  • Management-sponsored programs
  • Member assistance programs
  • Peer-based programs

The type of coverage a person receives depends on the type of plan that they have. In-house and internal programs are the most common types. In these types of programs, there’s often an EAP vendor that provides onsite services in the workplace. An EAP may also extend to a person’s family members.

Do Treatment Facilities Need To Be In Network?

To ensure that someone receives the best coverage possible and they are not paying 100% out of pocket for their treatment program, they should select a treatment plan that’s in ComPsych’s network.

The best way to find an in-network treatment center is by contacting ComPsych directly. They’ll be able to provide a list of treatment facilities in the patient’s area that accept the EAP’s benefits. To find additional rehab facilities that accept ComPsych, contact a treatment provider for a directory of treatment facilities near you or around the country.

ComPsych Insurance Plans Will Vary

The amount of coverage that each person receives depends on their employer and the type of EAP they’ve purchased for the company. Because of this, it’s hard to say exactly how much of the treatment costs ComPsych will be able to cover. In order to get the most accurate information about coverage and cost, contacting the company directly is the best bet. The treatment facility should also be contacted for questions about price and compatibility with certain insurance plans. They’ll both be able to answer all questions about cost and paint a more accurate picture about how much one may have to pay out of pocket. To check your coverage by speaking with a treatment provider, call a treatment provider for a free and confidential conversation.

How To Pay The Costs ComPsych Doesn’t Cover

Paying for rehabilitation services may seem daunting, but with the help of one’s insurance plan or EAP, there should only be a percentage of the payment leftover. Unfortunately for some, even this leftover amount might be too much to pay.

Thankfully, there are a few ways that people can pay for treatment without having to dip into their own pockets, including:

  • Applying for financial aid or a scholarship.
  • Putting the rest of the balance on a credit card.
  • Taking out a small personal loan.
  • Selling items of value.
  • Finding non-profit treatment centers.
  • Applying for state and local government programs.
  • Fundraising or crowdfunding.

Is Treatment Worth The Cost?

While treatment may be expensive, it’s well worth the cost. Studies show that attending a treatment program greatly increases the likelihood of maintaining long-term sobriety, even after leaving. Those who find the most success and don’t relapse continue their treatment in other ways, such as with group therapy or Alcoholics Anonymous.

Treatment should be tailored to the individual for the highest chance of success. Addiction is a progressive illness that can lead to death without help. Is the cost of not going to treatment worth your life?

Find A Treatment Facility

To learn more about how ComPsych can help you pay for your treatment program, contact your vendor. To find a treatment facility, contact a treatment provider today.