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What Is MultiPlan Insurance?

Finding insurance for rehab can seem challenging, but it should be comforting to know there are several payment plans available. Despite this, some interested in getting care for substance abuse may feel discouraged or hesitant to attend treatment, especially if finances are a problem. Fortunately, Medicaid and Medicare, as well as the Affordable Care Act provides options for those needing health insurance. If applicants qualify, this insurance can be combined with other types of insurance for additional financial support.

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Check if my insurance covers rehab

MultiPlan insurance began in the 1980s and remains America’s oldest independent PPO, currently working with over a million providers. Presently, this insurance provides coverage for 67 million people. The coverage extends itself to benefit those living in certain regions in the United States, such as the Southwest regions and Wisconsin, but individuals can also access MultiPlan coverage in all states. To view a full directory of rehabs available throughout the states, click here and explore which centers accept MultiPlan insurance.

Those who use MultiPlan insurance include hospitals, practitioners, provider insurance health plans, and those battling addiction or mental health challenges. Lastly, MultiPlan offers network solutions such as:

  • Complimentary PPO

  • Primary PPO

  • Specialty Networks

  • Access to 5,000 hospitals

  • 110,000 ancillary facilities

  • 730,000 healthcare professionals

Looking for a place to start?

Reach out to a treatment provider for free today.

Make a Call (844) 971-1894 (844) 971-1894

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Request a Call

MultiPlan PPO: What It Means

MultiPlan functions as a PPO (Preferred Provider Organization) which offers health plans with limited benefits for those battling mental health and substance use disorders. In some cases, your plan can fund it in its total amount or in a partial aspect, depending on the type of plan you have. Like some other types of insurance, individuals seeking providers outside of the network may have to pay more for their coverage. Individuals have the freedom to choose which doctors they want, but may have to consider premiums they have to meet each month. For additional information on financial assistance options or to discuss your coverage options, speak with a treatment provider here.

Third-party administrators, HMOs, and self-funded plans are involved in MultiPlan coverage. MultiPlan PPOs are more flexible than HMOs in that patients do not have to change doctors they prefer to stay with, allowing them to prefer closer bonds with them. Additionally, MultiPlans within the network are more cost-effective for coverage, compared to out-of-network plans making it competitive in the market, and popular with recipients.

MultiPlan, Dual Diagnosis, & Mental Health Coverage

MultiPlan offers limited benefits but does provide coverage for mental health treatment. Factors like drugs used and the severity of the mental health challenges can affect the level of care needed. Resources like mental health education, counseling, and encouraging family participation are useful benefits under the MultiPlan network. For addiction treatment, substance abuse coupled with mental health disorders, known as dual diagnosis can be part of the MultiPlan insurance coverage. Getting knowledge by contacting rehab facilities for information is a smart course of action to take to learn more.

Looking for a place to start?

Reach out to a treatment provider for free today.

Make a Call (844) 971-1894 (844) 971-1894

- OR -

Request a Call

MultiPlan Networks And Policy

Policyholders can receive access providers within their network without a doctor’s referral. MultiPlan insurance covers outpatient hospital visits, residential care, diagnostic services, emergency room visits, office visits, inpatient or outpatient surgery, counseling, substance abuse treatment and mental health services. Those interested can go through the MultiPlan PPO network and assess which doctors are available.

Additionally, he or she can research the PHCS network. This network affords recipients access to the “largest primary PPO in the United States” according to This includes more specific options within the POS and HMO networks. Conducting research and exploring options can help those interested in MultiPlan insurance access the needed information to make a choice.

Break free from addiction.

You have options. Talk about them with a treatment provider today.

(888) 461-0037

MultiPlan Coverage For Substance Abuse

MultiPlan Network for addiction treatment offers health plans with limited benefits for those battling mental health and substance use disorders. Furthermore, addiction treatment services are covered. Some of these include, but are not limited to:

  • Inpatient treatment

  • Treatment medications

  • Detox

  • Aftercare programs

  • Long-term residential programs

  • Outpatient care

Mental health-related challenges that stem from substance abuse withdrawal, such as anxiety or depression can be treated.  Prospective patients can contact facilities to inquire about whether or not they take MultiPlan insurance. Some PPO plans may not cover some services such as detox, so understanding how the coverage works is ideal. Some residential treatments offer alternative treatments.  Additionally, he or she can reach out to network providers so they are able to have specific details about substance abuse-related coverage.

Get Coverage For Your Addiction

The Affordable Care Act, Medicaid, and Medicare help to further offer substance abuse financial support. The best way to understand how the coverage works is to contact the facility and contact a treatment provider to find out more information. In addition to learning about the services covered, he or she can inquire about combining the insurance with other options. Knowing there are options for drug treatment can empower you to make needed changes for recovery. Contact a treatment provider today.



Krystina Murray

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  • Krystina Murray has received a B.A. in English at Georgia State University, has over 5 years of professional writing and editing experience, and over 15 years of overall writing experience. She enjoys traveling, fitness, crafting, and spreading awareness of addiction recovery to help people transform their lives.

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Reviewed by Certified Addiction Professional:

David Hampton

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  • David embarked on his journey into sobriety in June of 2005, which led him to his current career path as a Certified Professional Addiction Recovery Coach in private practice in Greater Nashville. David is also a public speaker and the author of two books. David is cohost of the weekly Positive Sobriety Podcast, as well as being a frequent contributor to various articles and recovery based materials. As a member of the National Association of Alcohol and Drug Abuse Counselors (NAADAC), David works closely with area treatment centers, recovery orientated nonprofit organizations, as well as being a keynote speaker for various recovery-focused events.

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