Aetna Insurance

Many insurance policies set a predetermined limit on substance abuse treatment rather than looking at the individual as a whole. Recognizing there are no one-size-fits-all plans for drug and alcohol abuse, Aetna works with an individual’s needs to find an addiction treatment solution. To see which rehabs accept Aetna insurance, click here and explore centers near you or around the country.

Insurance Logo

Aetna may cover the cost of treatment.

Call now to verify your insurance coverage.

Aetna Healthcare Addiction Resources

Aetna is committed to patient follow-up with their Continuing Care programs. Members meet weekly and offer support for the “alumni” of various treatment programs. Sometimes social events are organized to celebrate an achievement or recent recovery. The results from programs like these are significant – they keep individuals affiliated in their community with on-going support.

Aetna’s customer service center provides recovery resources anytime, day or night. It helps find treatment options and counselors nearby.

Featured Treatment Centers That Accept Aetna Insurance

Aetna Policy Coverage For Substance Abuse

To determine what your individual plan covers – including coinsurance, copays and deductibles – you will need to contact your insurance provider. Additionally, you can click here to have a free and confidential conversation with a treatment provider to check your coverage.

With Aetna insurance, individuals may be covered for the following substance abuse treatments:

  • Detoxification
  • Inpatient rehabilitation
  • Residential rehabilitation
  • Partial hospital treatment
  • Intensive outpatient treatment
  • Continuing care programs

Break free from addiction.

You have options. Talk about them with a treatment provider today.

(870) 515-4356

Do Treatment Centers Need To Be In-Network?

Even though not all Aetna plans require service providers to be in-network, programs that are out-of-network may cost more. It’s also important to note that programs not in Aetna’s network have not been screened for treatment that is consistent with current standards of practice.

Aetna’s in-network programs are all screened for quality care and adherence to modern principles.

In some cases, pre-certification or authorization of a treatment program will be required. Such cases may include:

  • Inpatient admissions
  • Outpatient detoxification
  • Residential Treatment Center admissions
  • Intensive Outpatient Programs
  • Partial Hospitalization Programs

Pre-certification involves a review process to determine whether the requested service or program meets Aetna’s clinical criteria for coverage. Be sure to check with your insurance provider to see if your substance abuse treatment will require pre-certification before you begin the program.

Aetna Coverage For Inpatient Treatment

Depending on your location and Aetna policy coverage, the costs associated with inpatient rehab programs may vary.

Inpatient Rehab Service And Costs

For in-network inpatient services, some Aetna plans have 0% coinsurance – insurance that kicks in once you pay your full deductible. Other plans may require a copay per admission for different services.

In regards to out-of-network providers, coverage varies based on location and the type of plan. Some plans may not cover any form of treatment that’s out-of-network; however, others have 30 to 50 percent coinsurance. Out-of-network programs frequently require a pre-certification, otherwise there will be a penalty per occurrence. Talk with your provider to determine the type of treatment your policy will cover.

Aetna Coverage For Outpatient Treatment

Outpatient rehab coverage through Aetna is different for everyone. Various costs associated with rehab services are compiled below.

Outpatient Rehab Services And Costs

Certain Aetna policies may not have an option for any outpatient services or may involve a fixed coinsurance percentage. Several other plans have a set copay per visit. The largest factors of coinsurance or copays are location and type of insurance coverage.

Looking for a place to start?

Join the thousands of people that have called a treatment provider for rehab information.

Free and confidential

Available 24/7

Access to professional treatment

Make a Call (870) 515-4356 (870) 515-4356

- OR -

Request a Call

Speak with your insurance provider to get more information. Aetna’s 24-hour phone line allows customers to connect with a member services professional who can provide the answers you need about your policy’s coverage.

How Can I Pay The Costs Not Covered By My Aetna Plan?

Regardless of what your insurance provider will cover, there’s a wide range of alternative methods to help cover any expenses.

For more information on treatment and insurance options, contact a treatment provider today.

Published:

Author

Jeffrey Juergens

Photo of Jeffrey Juergens
  • Jeffrey Juergens earned his Bachelor’s and Juris Doctor from the University of Florida. Jeffrey’s desire to help others led him to focus on economic and social development and policy making. After graduation, he decided to pursue his passion of writing and editing. Jeffrey’s mission is to educate and inform the public on addiction issues and help those in need of treatment find the best option for them.

  • More from Jeffrey Juergens

Reviewed by Certified Addiction Professional:

David Hampton

Photo of David Hampton
  • A survivor of addiction himself, David Hampton is a Certified Professional Recovery Coach (CPRC) and a member of the National Association of Alcohol and Drug Abuse Counselors (NAADAC).

  • More from David Hampton
Ad

Recovery Unplugged – Harrison House of Northern Virginia

Annandale , VA

Ad

Recovery Centers of America Capital Region

Waldorf , MD

Ad

Recovery Centers of America at Bracebridge Hall

Earleville , MD

Ad

Cove Forge Behavioral Health Center

Williamsburg , PA

Ad

Bowling Green Brandywine

Kennett Square , PA

Ad

MeadowWood Behavioral Health

New Castle , DE

Ad

Banyan Treatment Centers – Delaware

Milford , DE

Ad

Recovery Centers of America at Devon

Devon , PA

Ad

Recovery Centers of America Outpatient at Voorhees

Voorhees , NJ

Ad

Harmony Healing Center

Cherry Hill , NJ

Ad

White Deer Run

Allenwood , PA

Ad

Recovery Centers of America at Lighthouse

Mays Landing , NJ

Ad

Recovery Centers of America at Monroeville

Monroeville , PA

Ad

Banyan Treatment Centers – Philadelphia

Philadelphia , PA

Ad

Boca Recovery Center – New Jersey

Galloway , NJ

Ad

Huntington Creek Recovery Center

Shickshinny , PA

Showing 4 of 16 Centers