Cigna Insurance for Addiction Treatment

Cigna’s Behavioral Health division supports those who are looking to recover from a drug or alcohol addiction. Depending on your individual Cigna insurance plan, your inpatient and outpatient rehab coverage will vary.

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Treatment Center Locator

Pacific Grove Hospital

Riverside, CA

Multiple Levels of Care

855-801-1534

Carus Recovery

Van Nuys, CA

Multiple Levels of Care

888-616-9024

Silver Lining Recovery

Huntington Beach, CA

Multiple Levels of Care

844-940-0031

Vermilion Behavioral Health Systems

Lafayette, LA

Multiple Levels of Care

888-494-6620

Greenleaf Behavioral Health Hospital

Valdosta, GA

Multiple Levels of Care

866-692-1694

Treasure Valley Recovery

Nampa, ID

Multiple Levels of Care

855-248-2193

Delta Med Center

Memphis, TN

Outpatient

877-235-0382

Lakeland Behavioral Health System

Springfield, MO

Multiple Levels of Care

844-404-1846

Pocono Mountain Recovery Center

Henryville, PA

Multiple Levels of Care

844-589-1547

Clear Life Recovery

Costa Mesa, CA

Full Spectrum of Care

888-638-7182

Moonlight Mountain Recovery

Pocatello, ID

Multiple Levels of Care

866-831-4706

Annie’s House – A Steps Recovery Center

Draper, UT

Full Spectrum of Care

866-922-0448

Beachside Rehab

Fort Pierce, FL

Multiple Levels of Care

888-452-3049

San Jose Behavioral Health Hospital

San Jose, CA

Multiple Levels of Care

844-299-9809

Sober Life San Diego

San Diego, CA

Multiple Levels of Care

866-667-8629

Newport Institute – Northern California

Sunol, CA

Multiple Levels of Care

877-604-7184

Pinnacle Peak Recovery

Scottsdale, AZ

Multiple Levels of Care

844-225-8937

Southwest Wellness Group

Phoenix, AZ

Multiple Levels of Care

855-518-1067

Lakeview Behavioral Health Hospital

Norcross, GA

Multiple Levels of Care

855-337-9509

Deer Hollow Recovery & Wellness

Salt Lake City, UT

Full Spectrum of Care

844-485-7079

Keystone Treatment Center

Canton, SD

Multiple Levels of Care

855-417-3666

Ambrosia Treatment Center

West Palm Beach, FL

Inpatient

866-970-0918

Recovery Unplugged Fort Lauderdale

Fourt Lauderdale, FL

Full Spectrum of Care

855-900-6613

Northeast Addiction Treatment Center

Quincy, MA

Multiple Levels of Care

855-831-4406

Bluff Plantation

Augusta, GA

Inpatient

855-331-2490

Seven Hills Behavioral Health Hospital

Henderson, NV

Multiple Levels of Care

844-695-1437

Recovery Unplugged Austin Rehab Center

Austin, TX

Multiple Levels of Care

844-817-9493

Dana Point Rehab Campus

Dana Point, CA

Multiple Levels of Care

866-944-2609

The Harrison House of Northern Virginia

Annandale, VA

Multiple Levels of Care

855-734-4364

Timberline Knolls Residential Treatment Center for Women

Lemont, IL

Multiple Levels of Care

855-200-8406

White Deer Run

Allenwood, PA

Multiple Levels of Care

877-638-3697

Recovery Unplugged – Austin Detox

Austin, TX

Detox

855-958-1650

Recovery Unplugged Lake Worth Detox, Rehab, and Treatment Center

Lake Worth, FL

Multiple Levels of Care

888-283-0199

Starlite Recovery Center

Center Point, TX

Multiple Levels of Care

855-349-1116

Right Path Addiction Treatment Centers

Virginia Beach, VA

Multiple Levels of Care

855-982-0704

1st Step Behavioral Health

Pompano Beach, FL

Full Spectrum of Care

844-334-8400

Recovery Unplugged Nashville

Nashville, TN

Full Spectrum of Care

877-463-0080

Steps Recovery Center – St. George

St. George, UT

Full Spectrum of Care

844-919-0017

United Recovery Project

Hollywood, FL

Multiple Levels of Care

877-586-7043

The Recovery Team

Lake Park, FL

Multiple Levels of Care

844-999-2545

Ambrosia Treatment Center – Northeast

Philadelphia, PA

Multiple Levels of Care

866-970-0918

Asana Recovery

Costa Mesa, CA

Multiple Levels of Care

877-899-6056

North Tampa Behavioral Health

Tampa, FL

Multiple Levels of Care

844-870-8069

Ambrosia Treatment Center – Westcoast

Beverly Hills, CA

Multiple Levels of Care

866-970-0918

Northlake Behavioral Health System

Baton Rouge, LA

Full Spectrum of Care

1-866-647-1447

Oasis Behavioral Health Hospital

Chandler, AZ

Multiple Levels of Care

855-338-0838

America’s Rehab Campuses

Tucson, AZ

Multiple Levels of Care

877-484-7367

Newport Institute – Southern California

Santa Ana, CA

Multiple Levels of Care

877-604-7184

Wellness Counseling & Residential Detox

Stuart, FL

Multiple Levels of Care

855-937-0191

Colorado Medicated Assisted Recovery

Thornton, CO

Intensive Outpatient

877-757-0618

Cross Creek Hospital

Austin, TX

Multiple Levels of Care

844-808-4236

Steps Recovery Center

Payson, UT

Full Spectrum of Care

877-696-0054

Amethyst Recovery

Port St. Lucie, FL

Multiple Levels of Care

888-965-6726

The Haven Detox

West Palm Beach, FL

Multiple Levels of Care

855-409-5866

Northbound Treatment Services

Irvine, CA

Full Spectrum of Care

877-918-9085

Indiana Center for Recovery

Bloomington, IN

Full Spectrum of Care

866-657-4490

Rebound Behavioral Health Hospital

Lancaster, SC

Multiple Levels of Care

855-336-7623

SOBA New Jersey

New Brunswick, NJ

Multiple Levels of Care

888-341-1174

Cornerstone Healing Center

Scottsdale, AZ

Multiple Levels of Care

844-931-1105

Southeast Addiction Center

Atlanta, GA

Multiple Levels of Care

855-614-6174

Blue Ridge Mountain Recovery Center

Ball Ground, GA

Multiple Levels of Care

844-498-9407

MeadowWood Behavioral Health

New Castle, DE

Multiple Levels of Care

855-609-4051

The Camp Recovery Center

Scotts Valley, CA

Multiple Levels of Care

877-282-5771

Sunflower Wellness Retreat

Osawatomie, KS

Multiple Levels of Care

888-411-9183

Wilmington Treatment Center

Wilmington, NC

Multiple Levels of Care

877-257-1203

Covington Behavioral Health Hospital

Covington, LA

Multiple Levels of Care

855-454-4120

Recovery Unplugged Austin Treatment Center

Austin, TX

Full Spectrum of Care

844-291-5968

Cove Forge Behavioral Health Center

Williamsburg, PA

Multiple Levels of Care

844-225-6578

Cascade Behavioral Health Hospital

Tukwila, WA

Multiple Levels of Care

855-419-6205

Azure Acres Recovery

Sebastopol, CA

Multiple Levels of Care

877-872-7360

Riverwalk Ranch

Mansfield, TX

Multiple Levels of Care

866-634-7479

New England Recovery & Wellness

Concord, NH

Multiple Levels of Care

844-408-1433

Cigna Insurance

A global health organization, Cigna has more than 86 million customer relationships around the world. Along with their mission to provide affordable healthcare for basic needs, the company helps its members with addiction treatment.

Although coverage varies depending on your individual plan, recovery services may consist of:

  • Drug rehabilitation
  • Alcohol rehabilitation
  • Detoxification
  • Counseling for addiction treatment

 

Cigna Addiction Resources

To better support those who face drug or alcohol addiction, Cigna started a Behavioral Health division. In addition to providing articles, tools and podcasts for individuals and family members, the division now includes an education series.

Cigna’s free education series provides information on the physical, mental and emotional signs of addiction. Each lesson offers advice for those in recovery, as well as their family members.

While these seminars provide information on addiction and substance abuse, they are not intended to replace the care of a doctor. You should always consult with a medical professional about the appropriate treatment for your condition.

Cigna Policy Coverage for Substance Abuse

Depending on your Cigna plan, your benefits and coverage will vary. For instance, Cigna’s lowest plan – bronze – offers lower premiums, but individuals may face higher deductibles and out-of-pocket expenses. But for those with gold or platinum plans, you receive more comprehensive coverage with lower deductibles.

In regards to substance abuse treatment, the services insurance covers and the expenses you will be responsible for depend greatly on the type of plan and the state you reside in. Contact your health insurance provider to review your policy and determine the types of treatment services that are covered by your plan.

Do Treatment Centers Need to be In-Network?

While not all Cigna plans require your treatment center to be in-network, it’s important to note that using an out-of-network provider usually increases your out-of-pocket expenses.
Some plans may not cover any out-of-network services, leaving you with the entire bill. However, other plans will cover certain portions after a deductible or coinsurance has been met.

Many out-of-network treatment options require a pre-certification. This involves Cigna reviewing the request against nationally recognized guidelines.

In cases that require a pre-certification, Cigna will determine what services are covered based on your plan. Refer to your policy or call the number on the back of your insurance card to find out what treatment options are available to you.

Cigna Coverage for Inpatient Treatment

Inpatient substance abuse treatment programs that Cigna may cover include:

  • Acute Inpatient Substance and Drug Detoxification
  • Inpatient Treatment for Substance and Drug Disorders
  • Partial Hospitalization for Substance and Drug Disorders
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Inpatient Rehab Service and Costs

Insurance coverage and out-of-pocket expenses may fluctuate depending on your specific plan and where you’re located. Here are several estimates for inpatient rehab costs broke down by plans.

Inpatient Rehab Coverage Estimates
Bronze plansTypically have 0 percent coinsurance for in-network providers which means Cigna will pick up the costs after you pay your plan’s deductible in full. For out-of-network services, some plans will help cover costs while others may not.
Silver plansIn-network programs coinsurance usually falls between 30 to 50 percent after the deductible is met. Out-of-network services may or not be covered, depending on the state you reside in.
Gold plansCoinsurance for in-network plans can range from 20 to 50 percent after the deductible. Similar to the other plans, out-of-network providers may or may not be covered depending on the state in which the policy was issued.
Platinum plans10 to 30 percent coinsurance after meeting the plan’s deductible. Some plans may cover out-of-network programs at a higher coinsurance percentage.

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Cigna Coverage for Outpatient Treatment

Outpatient rehab services that are usually covered by your Cigna plan include:

  • Individual, Family and Group Therapy
  • Intensive Outpatient Treatment
  • Substance and Drug Detoxification Medication Management
  • Anti-Craving Medication Management
Coverage Estimates for Outpatient Rehab
Bronze plansCoinsurance based on the state of residence and may fall between zero to 50 percent. Out-of-network may or may not be covered in these plans.
Silver plansSeveral outpatient services that are in-network may have a coinsurance percentage, while others have a copay per visit. Out-of-network providers may or may not be covered.
Gold plansDepending on service provided, there may be a small coinsurance percentage or copay required per visit for in-network. Out-of-network services may or may not be covered.
Platinum plansMinimal coinsurance or copay requirements for in-network providers. Some policies may have out-of-network coverage, but coinsurance rates are generally higher for these services.

How Can I Pay the Costs Not Covered By My Cigna Plan?

It’s important not to let the costs of treatment deter you from getting the help you deserve. We can assist with finding high-quality treatment options and determining any costs you may be required to cover. There’s a wide range of alternative methods to help with addiction treatment expenses outside of what your insurance will cover.

Don't Let Covid-19 Stop You from Getting Help

Rehabs are still open!

Contact a treatment provider today to learn more about your health insurance coverage and find the best treatment option for you.

Treatment professionals are waiting for your call

(855) 826-4464

Take control of your life

Our treatment providers offer 24/7 assistance.

  • Access to top treatment centers
  • Caring, supportive guidance
  • Financial assistance options

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(855) 826-4464

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(877) 746-0480

Where do calls go?

Calls to numbers on a specific treatment center listing will be routed to that treatment center. Additional calls will also be forwarded and returned by one of our treatment partners below.

All calls are private and confidential. Find out more about Addiction Center.

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