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Cigna Insurance for Addiction Treatment

Cigna’s Behavioral Health division supports those who are looking to recover from a drug or alcohol addiction. Depending on your individual Cigna insurance plan, your inpatient and outpatient rehab coverage will vary.

Start the road to recovery

(877) 746-0480

Treatment Center Locator

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Newport Academy – Teen Rehab Center – Washington

Port Townsend, WA

Multiple Levels of Care

833-768-7536

Northbound Treatment Services – San Diego

Irvine, CA

Full Spectrum of Care

866-938-0142

Spring Hill Recovery

Ashby, MA

Full Spectrum of Care

866-380-1395

Silver Lining Recovery

Huntington Beach, CA

Multiple Levels of Care

844-940-0031

Cornerstone Healing Center

Scottsdale, AZ

Multiple Levels of Care

844-931-1105

Bayside Marin Treatment Center

San Rafael, CA

Multiple Levels of Care

866-886-6071

Southwest Wellness Group

Phoenix, AZ

Multiple Levels of Care

855-518-1067

Northlake Behavioral Health System

Baton Rouge, LA

Full Spectrum of Care

855-402-5289

Ambrosia Treatment Center – Northeast

Philadelphia, PA

Multiple Levels of Care

866-970-0918

Dana Point Rehab Campus

Dana Point, CA

Multiple Levels of Care

866-944-2609

Amethyst Recovery

Port St. Lucie, FL

Multiple Levels of Care

888-965-6726

Sober Life San Diego

San Diego, CA

Multiple Levels of Care

866-667-8629

Annie’s House

Draper, UT

Full Spectrum of Care

866-922-0448

Colorado Medicated Assisted Recovery

Thornton, CO

Intensive Outpatient

877-757-0618

The Haven Detox

West Palm Beach, FL

Multiple Levels of Care

855-409-5866

Boca Recovery Center – New Jersey

Galloway, NJ

Full Spectrum of Care

855-628-9076

Asana Recovery

Costa Mesa, CA

Multiple Levels of Care

877-899-6056

Recovery Unplugged Nashville

Nashville, TN

Full Spectrum of Care

877-463-0080

Atlantic Recovery Center

Davie, FL

Full Spectrum of Care

844-932-3093

Wish Recovery

Northridge, CA

Multiple Levels of Care

855-933-2789

The Camp Recovery Center

Scotts Valley, CA

Multiple Levels of Care

877-282-5771

Ambrosia Treatment Center

West Palm Beach, FL

Inpatient

866-970-0918

Wilmington Treatment Center

Wilmington, NC

Multiple Levels of Care

877-257-1203

Cascade Behavioral Health Hospital

Tukwila, WA

Multiple Levels of Care

855-419-6205

SOBA New Jersey

New Brunswick, NJ

Multiple Levels of Care

888-341-1174

Cross Creek Hospital

Austin, TX

Multiple Levels of Care

844-808-4236

Oasis Behavioral Health Hospital

Chandler, AZ

Multiple Levels of Care

855-338-0838

Right Path Addiction Treatment Centers

Virginia Beach, VA

Multiple Levels of Care

855-982-0704

Lakeland Behavioral Health System

Springfield, MO

Multiple Levels of Care

844-404-1846

Steps Recovery Center

Payson, UT

Full Spectrum of Care

877-696-0054

Northbound Treatment Services

Irvine, CA

Full Spectrum of Care

877-918-9085

San Jose Behavioral Health Hospital

San Jose, CA

Multiple Levels of Care

844-299-9809

MeadowWood Behavioral Health

New Castle, DE

Multiple Levels of Care

855-609-4051

Southeast Addiction Center

Atlanta, GA

Multiple Levels of Care

855-614-6174

Moonlight Mountain Recovery

Pocatello, ID

Multiple Levels of Care

866-831-4706

Newport Institute for Young Adults – Southern California

Santa Ana, CA

Multiple Levels of Care

877-604-7184

CNV Detox

Los Angeles, CA

Counseling

877-593-1597

Recovery Unplugged Austin Rehab Center

Austin, TX

Multiple Levels of Care

844-817-9493

Willow Lane Health – Telehealth Addiction Treatment Services

Charlotte, NC

Telehealth

877-648-6250

Recovery Unplugged – Austin Detox

Austin, TX

Detox

855-958-1650

Lakeview Behavioral Health Hospital

Norcross, GA

Multiple Levels of Care

855-337-9509

Northlake Recovery

Palm Beach Gardens, FL

Multiple Levels of Care

844-222-8954

Pacific Grove Hospital

Riverside, CA

Multiple Levels of Care

855-801-1534

The Detox Center

Boca Raton, FL

Full Spectrum of Care

855-914-4757

Rebound Behavioral Health Hospital

Lancaster, SC

Multiple Levels of Care

855-336-7623

Starlite Recovery Center

Center Point, TX

Multiple Levels of Care

855-349-1116

Mountainview Recovery

Asheville, NC

Multiple Levels of Care

877-691-1098

Timberline Knolls Treatment Center for Women

Lemont, IL

Multiple Levels of Care

855-200-8406

Newport Institute for Young Adults – Northern California

Sunol, CA

Multiple Levels of Care

877-604-7184

Blue Ridge Mountain Recovery Center

Ball Ground, GA

Multiple Levels of Care

844-498-9407

United Recovery Project

Hollywood, FL

Multiple Levels of Care

877-586-7043

St. John’s Recovery Place – Beachside

Cocoa Beach, FL

Multiple Levels of Care

855-807-1577

America’s Rehab Campuses

Tucson, AZ

Multiple Levels of Care

877-484-7367

New England Recovery & Wellness

Concord, NH

Multiple Levels of Care

844-408-1433

Addiction Recovery Centers

Phoenix, AZ

Multiple Levels of Care

877-814-9868

Pocono Mountain Recovery Center

Henryville, PA

Multiple Levels of Care

844-589-1547

The Recovery Team

Lake Park, FL

Multiple Levels of Care

844-999-2545

Newport Academy – Teen Rehab Center

Bethlehem, CT

Multiple Levels of Care

833-768-7536

Recovery Unplugged – Harrison House of Northern Virginia

Annandale, VA

Multiple Levels of Care

855-734-4364

Greenleaf Behavioral Health Hospital

Valdosta, GA

Multiple Levels of Care

866-692-1694

Delta Med Center

Memphis, TN

Outpatient

877-235-0382

White Deer Run

Allenwood, PA

Multiple Levels of Care

877-638-3697

Indiana Center for Recovery

Bloomington, IN

Full Spectrum of Care

866-657-4490

North Palm Beach Recovery Center

North Palm Beach, FL

Multiple Levels of Care

844-694-6458

Cove Forge Behavioral Health Center

Williamsburg, PA

Multiple Levels of Care

844-225-6578

Recovery Unplugged Fort Lauderdale

Fourt Lauderdale, FL

Full Spectrum of Care

855-900-6613

Sunflower Wellness Retreat

Osawatomie, KS

Multiple Levels of Care

888-411-9183

Seven Hills Behavioral Health Hospital

Henderson, NV

Multiple Levels of Care

844-695-1437

Keystone Treatment Center

Canton, SD

Multiple Levels of Care

855-417-3666

Bedrock Recovery Center

Canton, MA

Multiple Levels of Care

877-401-1084

Azure Acres Recovery

Sebastopol, CA

Multiple Levels of Care

866-477-0274

Southeast Addiction Center – Nashville

Nashville, TN

Multiple Levels of Care

1-855-404-9855

St. John’s Recovery Place – Deland

Deland, FL

Multiple Levels of Care

877-660-1713

Huntington Creek Recovery Center

Shickshinny, PA

Multiple Levels of Care

844-892-1288

Pinnacle Peak Recovery

Scottsdale, AZ

Multiple Levels of Care

844-225-8937

Steps Recovery Center – St. George

St. George, UT

Full Spectrum of Care

844-919-0017

Northeast Addiction Treatment Center

Quincy, MA

Multiple Levels of Care

855-831-4406

Ambrosia Treatment Center – Westcoast

Beverly Hills, CA

Multiple Levels of Care

866-970-0918

1st Step Behavioral Health

Pompano Beach, FL

Full Spectrum of Care

844-334-8400

Moonlight Mountain Recovery – Nampa

Nampa, ID

Multiple Levels of Care

855-248-2193

Boca Recovery Center – Florida

Boca Raton, FL

Full Spectrum of Care

888-608-4977

The Hope House – Scottsdale

Scottsdale, AZ

Inpatient

877-275-7008

Vermilion Behavioral Health Systems

Lafayette, LA

Multiple Levels of Care

888-494-6620

Recovery Unplugged Lake Worth Detox, Rehab, and Treatment Center

Lake Worth, FL

Multiple Levels of Care

888-283-0199

Covington Behavioral Health Hospital

Covington, LA

Multiple Levels of Care

855-454-4120

North Tampa Behavioral Health

Tampa, FL

Multiple Levels of Care

844-870-8069

Recovering Champions

Falmouth, MA

Outpatient

855-980-4625

Aftermath Addiction Treatment Center

Wakefield, MA

Intensive Outpatient

855-389-4132

Riverwoods Behavioral Health System

Riverdale, GA

Multiple Levels of Care

866-246-8017

Recovery Unplugged Austin Treatment Center

Austin, TX

Full Spectrum of Care

844-291-5968

St. John’s Recovery Place – Crescent City

Crescent City, FL

Multiple Levels of Care

855-825-4311

Riverwalk Ranch

Mansfield, TX

Multiple Levels of Care

866-634-7479

Clear Life Recovery

Costa Mesa, CA

Full Spectrum of Care

888-638-7182

Cigna Insurance

A global health organization, Cigna has more than 86 million customer relationships around the world. Along with their mission to provide affordable healthcare for basic needs, the company helps its members with addiction treatment.

Although coverage varies depending on your individual plan, recovery services may consist of:

  • Drug rehabilitation
  • Alcohol rehabilitation
  • Detoxification
  • Counseling for addiction treatment

 

Cigna Addiction Resources

To better support those who face drug or alcohol addiction, Cigna started a Behavioral Health division. In addition to providing articles, tools and podcasts for individuals and family members, the division now includes an education series.

Cigna’s free education series provides information on the physical, mental and emotional signs of addiction. Each lesson offers advice for those in recovery, as well as their family members.

While these seminars provide information on addiction and substance abuse, they are not intended to replace the care of a doctor. You should always consult with a medical professional about the appropriate treatment for your condition.

Cigna Policy Coverage for Substance Abuse

Depending on your Cigna plan, your benefits and coverage will vary. For instance, Cigna’s lowest plan – bronze – offers lower premiums, but individuals may face higher deductibles and out-of-pocket expenses. But for those with gold or platinum plans, you receive more comprehensive coverage with lower deductibles.

In regards to substance abuse treatment, the services insurance covers and the expenses you will be responsible for depend greatly on the type of plan and the state you reside in. Contact your health insurance provider to review your policy and determine the types of treatment services that are covered by your plan.

Do Treatment Centers Need to be In-Network?

While not all Cigna plans require your treatment center to be in-network, it’s important to note that using an out-of-network provider usually increases your out-of-pocket expenses.
Some plans may not cover any out-of-network services, leaving you with the entire bill. However, other plans will cover certain portions after a deductible or coinsurance has been met.

Many out-of-network treatment options require a pre-certification. This involves Cigna reviewing the request against nationally recognized guidelines.

In cases that require a pre-certification, Cigna will determine what services are covered based on your plan. Refer to your policy or call the number on the back of your insurance card to find out what treatment options are available to you.

Cigna Coverage for Inpatient Treatment

Inpatient substance abuse treatment programs that Cigna may cover include:

  • Acute Inpatient Substance and Drug Detoxification
  • Inpatient Treatment for Substance and Drug Disorders
  • Partial Hospitalization for Substance and Drug Disorders
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Inpatient Rehab Service and Costs

Insurance coverage and out-of-pocket expenses may fluctuate depending on your specific plan and where you’re located. Here are several estimates for inpatient rehab costs broke down by plans.

Inpatient Rehab Coverage Estimates
Bronze plans Typically have 0 percent coinsurance for in-network providers which means Cigna will pick up the costs after you pay your plan’s deductible in full. For out-of-network services, some plans will help cover costs while others may not.
Silver plans In-network programs coinsurance usually falls between 30 to 50 percent after the deductible is met. Out-of-network services may or not be covered, depending on the state you reside in.
Gold plans Coinsurance for in-network plans can range from 20 to 50 percent after the deductible. Similar to the other plans, out-of-network providers may or may not be covered depending on the state in which the policy was issued.
Platinum plans 10 to 30 percent coinsurance after meeting the plan’s deductible. Some plans may cover out-of-network programs at a higher coinsurance percentage.

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Cigna Coverage for Outpatient Treatment

Outpatient rehab services that are usually covered by your Cigna plan include:

  • Individual, Family and Group Therapy
  • Intensive Outpatient Treatment
  • Substance and Drug Detoxification Medication Management
  • Anti-Craving Medication Management
Coverage Estimates for Outpatient Rehab
Bronze plans Coinsurance based on the state of residence and may fall between zero to 50 percent. Out-of-network may or may not be covered in these plans.
Silver plans Several outpatient services that are in-network may have a coinsurance percentage, while others have a copay per visit. Out-of-network providers may or may not be covered.
Gold plans Depending on service provided, there may be a small coinsurance percentage or copay required per visit for in-network. Out-of-network services may or may not be covered.
Platinum plans Minimal coinsurance or copay requirements for in-network providers. Some policies may have out-of-network coverage, but coinsurance rates are generally higher for these services.

How Can I Pay the Costs Not Covered By My Cigna Plan?

It’s important not to let the costs of treatment deter you from getting the help you deserve. We can assist with finding high-quality treatment options and determining any costs you may be required to cover. There’s a wide range of alternative methods to help with addiction treatment expenses outside of what your insurance will cover.

Don't Let Covid-19 Stop You from Getting Help

Rehabs are still open!

Contact a treatment provider today to learn more about your health insurance coverage and find the best treatment option for you.

Treatment professionals are waiting for your call

(855) 826-4464